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Hearing Aid, Legal, Maternity, Annual Physical, Prescription Drug Co-Pay and Workplace Security benefit plans are offered to CSEA members.
The following benefit plans are also offered as negotiable benefits. These plans can be added to existing benefits in place for a unit or they may be negotiated separately as a stand-alone plan. These benefits are only offered to local government units. - Hearing Aid - EBF's Hearing Aid Benefit provides an allowance of $450 per ear towards the cost of a hearing aid once every three calendar years. The member submits a completed claim form with the paid bill and a copy of the doctor's prescription for the hearing aid to the Benefit Fund. The member is reimbursed up to the $450 per ear maximum. The Plan does not cover repairs to hearing aids or replacement batteries.
- Legal Plan - EBF's Legal Plan provides a reimbursement fee schedule for legal services completed for the member or eligible dependents. There is a $1,000 annual cap for services which are divided into three categories: services with no deductible, services with a $50 deductible and $20 consultation fee matters. Charges over the allowances are the responsibility of the member and the member retains the right to choose any attorney according to individual need and type of case.
- Maternity Plan - EBF's Maternity Benefit Plan covers eligible members or their wives. Upon the birth of a child, the plan pays a $200 benefit to help defray maternity care costs. Multiple births receive multiple benefits and this benefit is not diminished by any other medical benefit which may be received.
- Annual Physical - This Annual Physical benefit covers eligible members and their spouses once every calendar year for up to $95 towards the out-of-pocket cost (charges not covered by your primary insurance carrier) of a routine annual physical.
- Prescription Drug Co-Pay - Reimburses co-pays and other out-of-pocket costs for prescription drugs which are not covered by the member's regular prescription drug plan once annually, up to a maximum of $200 per family per calendar year. Prescriptions must be dispensed by a licensed pharmacist. Drugs, vitamins, diet supplements, etc., which can be purchased without a prescription are not covered.
Workplace Security - All eligible and enrolled members covered by the Employee Benefit Fund for one or more benefits are automatically enrolled in this program at no cost to the member or employer. Administered by Pearl Carroll Associates, this program insures the member for trauma experienced during specific incidents while in pursuit of their occupational duties; i.e., criminal assault on the job, hostage situations, and accidental death related to an assault. There are specific benefit amounts paid dependent upon conditions explained in the program booklet. |